FEATURES OF INSURANCE MARKET ORGANIZATION

In the conditions of modern society, insurance has become a universal means of protecting the property interests of legal entities and individuals of all forms of ownership from natural disasters and other negative phenomena. It is required to assume measures regularly and coherently to improve a legal framework of insurance and to develop the insurance market infrastructure, to rise financial stability of insurance organizations, which will contribute to strengthen the protection of the rights and interests of consumers of insurance services in a result.
Currently, there are trends in the world of insurance experience: universalization and specialization activities of insurers. The first one is connected to social division of labor: the appropriate process becomes objectively necessary in the insurance business.
The objective economic necessity of using insurance is through the economic spirit isolation and the increase in the financial risks level and asset interests of citizens for the purpose of insurance of social production, entrepreneurship and the citizen welfare. The article discusses the features of the organization of the insurance business in connection with the rapid development of information technology and legislation adopted in the development areas of the market insurance.

1. Zhuyrikov K.K., Nazarchuk, Zhuyrikov R. (2001) Insurance: theory, practice, foreign policy. Almaty. 46 р.

2. Kulpybayev S., Iliyasov K.K. (2005) FINANCE: Textbook. Almaty. 98 р.

3. Zhuirikov K.K. (2015) Insurance: theory, practice, foreign experience. Textbook for university and college students. Almaty. Economics. 408 p.

4. Aldeshova S.B., Akhmetova G.T., Kanatova A.Jh. (2020) Development directions of the insurance market of the Republic of Kazakhstan. Modernization of the economy: prerequisites, condition, ways of development in the face of global challenges and industry trends. Proceedings of the international scientific and practical conference. Nur-Sultan. Р. 587-590

5. Ashimova Zh.R., Abitov Zh.Z., Abitova D.Z. (2017) Insurance market and prospects of his development. The Bulletin of Kazakh Academy of Transport and Communications named after M. Tynyshpaev, Vol. 102, No. 3. P. 149-157

6. Shakhov A.M. (2011) Financial strategies for ensuring the competitiveness of insurance organizations. Management of economic systems: electronic scientific journal. № 2 (26). 34 р.

7. Tazhidenova A.R., Rozmetov T.V. (2018) The state and development trends of the insurance services market in Kazakhstan and abroad. Bulletin of Atyrau University named after Kh. Dosmukhamedov. 48(1). Р. 104-111.

8. Mayanlayeva G.I. (2012) Insurance market of the Republic of Kazakhstan: theory, practice and imperatives of development: brief part of the Doctor of Economic degree dissertation. Almaty. 46 p.